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"You reap what you sow."
And if you acquire and ingrain something good at a young age, it will give you some amazing results later in life.
The entire argument about university being unnecessary or wasted is a complete illusion. Degrees do make a significant difference in life if you choose the correct course and then apparently seek every opportunity to learn it.
Nothing is a waste if it's done with dedication and genuine interest.
It's not just about the philosophical talks; looking at it pragmatically will also make it relevant and valuable.
Besides, the definition of financial success is subjective; for some, it means gaining ultimate wealth and securing a luxurious life, but for most people, success means just stability.